Charges for borrowing from us and using our services

What can I borrow from you and how much will it cost me?

If you need to you can borrow anything from a small £80 right up to £750 in cash, this will of course depend on your present status. When you apply via our online form we will tell you the how much you may borrow straight away. The charge is a simple £25 per every £100 you borrow, thats it. See our chart for examples below of the charges for our bad credit payday loan and what it will cost you if you borrow.




APR's are a better way of comparing similar finance products and services but are not exactly clear when comparing different products. The table in the image below explains how it all is laid out, any questions please email or call us:

apr chart

As the table clearly shows the rate of APR for the 2 instalment loans or bad credit payday loan are exactly the same but the actual interest you pay as a percent of the loan is very much different, and also a lot lower too with our service that we offer.

It is also easy to compare our services against an unauthorised bank overdraft that you may encounter. The UK banks do not have to quote APR's for your charges on unauthorised borrowing within your own bank account but the chart below shows how APR rates works for going overdrawn just a bit with your bank, even by £20 and being charged a rather expensive £25 charge with this.

bad credit payday loan

 


Step one

Just fill in the quick 2 minute application form and click submit, you find out straight away if your succesful or have been declined.


Step two

Sign the form online and enter your bank and debit card details, theres no forms to fax or post back to us, it's all done online with no waiting.


Step three

We transfer your cash the same day, most banks accept the money the same day though some do take 24 hours to accept.

bad credit payday loan
Application takes just 2 minutes.

The whole application from start to finish takes just 2 minutes, there are no forms to fax back or to post to us, the whole process is online

Do you qualify, see below

You must be over 18, be in employment, earn more then £750 a month, you must own your own bank account & debit card.